2022 Loans

CHOOSE THE LOAN THAT BEST SUITS YOUR FINANCIAL NEEDS


REFINANCING (RESIDENTIAL & COMMERCIAL)

NO INCOME VERIFICATION FOR INVESTORS

15% down Payment
Minimum 700 Credit Score
Own Primary Residence
First-time Investor ok
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20% Down Payment
Minimum 660 Credit Score
No need to own Primary Residence
First-time Investor ok
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Inquire about lower credit scores
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BANK STATEMENTS

10% Down Payment
15% Down Payment
Credit Score starting at 620
12 or 24 months Bank Statements
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With or without P&L or Expense Ratio
Primary, 2nd Homes & Investments
Single Family, Townhomes, Condos, 2-4 units. Personal or Business
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3 Months Bank Statements
Minimum Credit Score 660
10% Down Payment
Primary/2nd Home
Investments (Must own Primary)
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ELIMINATE MORTGAGE INSURANCE


10.01% Minimum Down Payment
Minimum credit 680
Loan Amounts starting at $200,000
High Balance available for loan amounts over the County loan limits
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FIRST-TIME HOME BUYER

Conventional
3% Down Payment
Credit Score starting at 620
Loan Amounts starting at $100,000
Paystubs and/or Tax Returns
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FHA
3.5% Down Payment
Credit Score starting at 550
Loan starting at $100,000
Paystubs and/or Tax Returns
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VA
0% Down Payment
Credit Score starting at 550
Loan Amounts starting at $100,000
Paystubs and/or Tax Returns
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VOE ONLY (Verification of Employment)
Starting at 15% Down Payment
Minimum Credit Score 660
Loan Amounts starting at $100,000
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PROFIT & LOSS ONLY
Starting at 15% down Payment
Minimum Credit score 620
Loan Amounts starting at $100,000
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1099 ONLY
Starting at 10% Down Payment
Minimum Credit Score 620
12 or 24 months of 1099
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MORE LOANS FOR YOU

JUMBO LOAN
Starting at 10% Down
Minimum Credit Score 680
Income Documentation
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NO DOC COMMERCIAL/BUSINESS LOANS
15% – 20% Down Payment
Minimum Credit Score 650
Mixed use, Commercial, Office, etc.
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FOREIGN NATIONALS/ITIN
Starting at 25% Down Payment
With or without Credit
20% down with Taxes & Credit
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* Loan Programs are subject to changes without notice. Inquire about current information/details

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